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The Importance of Understanding Mortgage Insurance – The premium is based on your credit score, the loan-to-value ratio (LTV) of the home. towards the principal. not interest..
Loan-To-Value Ratio – LTV Ratio: The loan-to-value ratio (LTV ratio) is a lending risk assessment ratio that financial institutions and others lenders examine before approving a mortgage.
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Would you consider a 100% LTV mortgage? – Nowadays, to get a 100% LTV mortgage you will require a guarantor. Depending on the deal, this guarantor (usually a family member) will need to consent to either having their property (which can in.
BoT sets mortgage curbs – in an effort to curb mortgage and property risks and improve housing loan quality. The requirement is expected to be implemented from Jan 1 next year. mortgage lenders can still extend up to 100% of.
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